Home Depot uses a variety of lenders, but the company works with a number of major financial institutions to provide financing for customers.

The Home Depot credit card is issued by Synchrony Bank.

Yes, Home Depot does a hard credit check. The company looks at your personal credit score before you are able to apply for any type of financing.

Home Depot credit cards are issued by Synchrony Bank.

The best way to get a Home Depot credit card is to apply online. You can also call 1-800-HOME DEPOT and speak with a customer service representative.

The Lowes credit card is through Synchrony Bank.

To qualify for the Lowes credit card, you need to have a good credit score. The minimum score is 620.

Opening a Home Depot card will not hurt your credit. It will be reported to the three major credit bureaus, but it won’t affect your credit score in any way.