Wells Fargo Routing Number New York

In the United States, a routing number is defined as a means of identifying a bank or a financial institution when making electronic transfers or processing checks. It is a 9-digit number and varies by state in the US. Wells Fargo has 51 unique routing numbers which are different for every city in the US. For New York, Wells Fargo has a routing number of 026012881 for saving and checking accounts. 

What is a Routing Number?

The American Bankers Association (ABA) established routing numbers, commonly known as the ABA number, a routing number, and a transit number. A routing number is an approach used by most banks to ensure that banks and credit unions can process funds (sending or receiving) securely and also process checks for banks. A routing number is not the same for everyone as it varies with cities.

How to Find Your Wells Fargo Routing Number?

A routing number is the first nine numbers often located at the left-right bottom corner of a check and this is the same for Wells Fargo. You can call Wells Fargo’s customer care to obtain your account’s routing number if you don’t have a check on hand.  

You must confirm your routing number when making electronic transfers. This is because some transactions require that you put in the accurate digits as an error can lead to the money going to another account.

There are different ways to get your routing number online in case you are in urgent need of it.

Through the Wells Fargo online banking service: When you log on to Wells Fargo online banking service, you will be able to locate your routing number based on your city.  Through a Check or Bank statement: When you have a Wells Fargo-issued check or bank statement, you will find your routing number at the bottom left corner of the check.  Through Fedwire: You can also get your routing number by going through the official website of the Federal Reserve.

Wells Fargo Wire Transfer Numbers

When making wired transfers, either domestic or international, you will have to make use of different routing numbers. The routing number for a domestic wire transfer is 121000248, and an international wire transfer to a Wells Fargo account in the U.S uses 121000248 as its routing number. However, an international wire transfer will require that you make use of a SWIFT code and this also varies by city. When receiving payment from another country, you may provide them with your bank’s SWIFT code or BIC. Note that the routing number is only used in the US.

Wells Fargo App

The Wells Fargo App has been designed to give its customers premium service in their comfort. It also has different features that allow bank customers to make transactions and also allows you to check your routing number. 

The first step is to download the Wells Fargo App on your phone; then sign on with your details on the app. Click on your account and then click the option that asks to show more details. You can now check your routing numbers for direct deposits, domestic wire transfers, and electronic payments by clicking on “Routing Numbers”.  

Conclusion

A customer is only satisfied when their transaction, either wire transfers or bank-to-bank is successful. It is a common practice to make use of the routing number when initiating transactions in the United States. These numbers are said to be unique for each city and bank account. It is of importance that a routing number is confirmed before making use of wrong routing numbers for transactions as this could lead to a delay or misuse of funds.  

Is the Wells Fargo routing number the same in all New York branches?

Yes, all New York branches make use of one routing number. The number is unique for Well Fargo accounts in New York and it is used for processing checks and accounts.  

Why does Wells Fargo have 2 routing numbers? 

Wells Fargo has 2 routing numbers for both wire transfers and bank-to-bank transactions. This is because it requires different processing for both transactions and helps Well Fargo respond and process transactions faster. 

What is the Wells Fargo routing number in California?

The Wells Fargo routing number in California is 121042882 for both checking and savings account while the routing number used for domestic and international wire transfer is 121000248.